Eight Books and a Workbook. Written Without a Single Plan Commission.
Plain-English guides for the decisions that come with turning 65 — written by someone with no insurance license and no commission from any plan or carrier.
Turning 65?
The complete no-commission Medicare guide — enrollment windows, the penalties nobody warns you about, and every option explained honestly.
Helping Mom or Dad Turn 65
For adult children. What you're allowed to do on a parent's behalf, the authorization forms you need, and the enrollment checklist.
Social Security Claiming Strategy at 65
When to claim, the breakeven math, spousal strategy, and how timing changes the size of the check for the rest of your life.
Dental, Vision & Hearing After 65
What Medicare doesn't cover, what it does, and every realistic option to fill the gap without overpaying.
Estate Planning at 65
The five documents every person over 65 needs — and the common mistakes that quietly make them worthless.
Long-Term Care Insurance at 65
What it costs, when to buy it, what happens if you wait, and how Medicaid planning actually fits in.
RMDs Explained: The SECURE 2.0 Guide
Required minimum distributions, Roth conversions, QCDs, inherited IRA rules, and the tax torpedo — in plain English.
Survivor Benefits
The Social Security guide for widows and widowers — survivor benefits, inherited IRAs, and coordinating after a spouse dies.
RMD Planning Workbook
The print companion to RMDs Explained — account inventory, the RMD calculation worksheet, QCD and IRMAA tracking, and a two-page handoff built for your CPA.